![]() However, there are a number of case reports of blindness and other ocular side effects (eye problems) that have raised concerns among side effects and that are being researched to better understand if there is a causal link or not it’s possible that there is but there have not been enough reports in reporting systems or studies to determine whether these side effects are due to the vaccines or due to coincidence.Ĭurrently, there is no established link connecting mRNA COVID-19 vaccines to blindness or other eye problems. Find and AOA doctor of optometry near you.Currently, there is no established causal link that connects mRNA COVID-19 vaccines to blindness or other eye problems. Dunn has served on several committees within the American Optometric Association, and she is currently the Membership Director of the Oregon Optometric Physicians Association. She is passionate about teaching, so in addition to being an assistant professor, she now has fouirth-year optometry students rotating through her clinic. Dunn provides comprehensive and medical eye exams for the whole family, with a specialty in dry eye disease. The longer the issue goes unmanaged the worse it gets, so once you’ve recovered from COVID-19 make sure you get your eyes checked it’s an important part of taking care of yourself and getting back to who you wereĭr. When a friend told me they had COVID-19 I said, “As soon as you’re fine you need to go get your eyes checked.” Struggling with the issues with my eyes, and all the things I couldn’t do because my vision wasn’t the same was frustrating and lonely. “Once you’ve recovered from Covid-19 make sure to get your eyes checked it’s an important part of taking care of yourself and getting back to who you were.” -Mark from Oregon My eyesight still varies day to day but it’s better than it was and I’m able to focus my eyes better. ![]() ![]() I did these treatments five days a week and have seen improvement. They have me wear paper glasses, kind of like 3-D glasses, and I complete movements while a light is concentrated on the glasses. Dunn recommended a treatment called Syntonics, a light therapy used to balance the nervous system. My forgetfulness, difficulty paying attention, headaches, poor depth perception and light sensitivity were caused by the convergence insufficiency.ĭr. She said while I was sick, my brain had been deprived of oxygen and blood flow, which can cause long-term problems. She said the illness caused convergence insufficiency, which is common in people who suffer from TBIs. Amber Dunn, my optometrist, she explained that the symptoms and issues I was experiencing were caused by COVID-19. My depth perception was so thrown off I could no longer ride my motorcycle, and I love riding my motorcycle. I was in severe pain and had frequent migraines. I had to take a month off work, unpaid, because I was unable to do my job safely.īefore contracting COVID-19 I wore glasses, but the difficulty I had seeing was unlike anything I’d experienced before. I was lethargic for months after my illness my eyes began to hurt and were extremely sensitive to light. When a few weeks passed and I was still struggling, I didn’t know what to do. Once I recovered and was no longer contagious, I expected to feel back to normal. I didn’t hear or see any mention of the possibility that COVID-19 can cause symptoms similar to a traumatic brain injury (TBI), the way it can change your eyesight and the need for an eye exam after recovering. People talk about brain fog, memory problems, and difficulty exercising. People talk about its impact on their mental health, their ability to breathe and their ability to make it through the day without a nap. ![]() There’s been a lot of news about the longterm effects of COVID-19. “We know COVID-19 deprives the entire body of oxygen, including the brain, and this is what can cause eye and vision complications.” -Amber Dunn, O.D. A year after recovering, I’m working to heal the things that COVID-19 deteriorated. When I was sick, getting through to the other side without being hospitalized was my only goal. What I thought was allergies turned into a fever, lightheadedness, blurred vision, and more I had a severe case of COVID-19. While new information is still being discovered about the disease to this day, one year ago, less than a week after the World Health Organization declared the pandemic, I was dealing with the virus and fear of the unknown. In March 2020, I was one of the first people diagnosed with COVID-19 in the state of Oregon.
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Useful Tip: 2) To “Delete The Kit” which you’ve imported then you need to hit on “Delete” option from the “Edit Kit” screen How To Download DLS 512X512 Kits & Logo’s 2022 Useful Tip: 1) To “Delete The Logo” which you’ve imported then you need to hit on “Reset” from the top left side of the “Edit Logo” screen To select our “Personal Designed Logo”, you need to hit on “Edit Logo” > Chose “Download” option> Here you can “Paste The URL” > Finally hit on “Save Button”. ![]() But here you want to change the “Team Name” you need to hit on the “Edit Team Name” option, if you chose the team name then the Logo will be redircted to that specific team. So here you can observe the changes occured in the “Logo’s” along with their “Team Names”. ![]() ![]()
![]() Until they’re discovered by a zeal, or a group of wild zebras, the pair will continue to enjoy the park. The zebra and her baby zonkey are “thriving” in their new habitat, which isn’t swarmed with predators and has enough food and water to keep them happy. “While it should otherwise lead a normal life, zonkeys are mules, meaning that it will be unable to successfully breed once it reaches maturity.” “The zonkey combines the sturdy body of its donkey sire and the striped legs of its zebra mother, which makes for a striking creature,” the Sheldrick Wildlife Trust said. During her time with the cattle herd last year, she had “obviously become acquainted with an amorous donkey,” the news release said. pedestrian crossing Los obreros pintaron una cebra en la esquina cerca de mi casa. (seguridad vial) (Caribe) (Ro de la Plata) a. Definição de zebra fish: any of various fishes with barred, zebralike markings often, specif., a danio ( Danio. The lions hunted a zebra on the savannah. ![]() zebra Los leones cazaron una cebra en la sabana. Since zebra pregnancies last 12 months, the team was quickly able to figure out how it all happened. Pronunciacin cebra ( seh - brah ) sustantivo femenino 1. The group, which usually takes care of baby elephants, rhinos and sometimes orphaned zebras, transferred the zebra to the Chyulu National Park. mama zebra, which doesn’t have a name, was a stray who ventured out of Kenya’s Tsavo East National Park and into a community where she “made herself at home” amongst a local cattle herd, according to the rescue group. ![]() Google Toolbar enhances Internet Explorer with a Google search box and other useful tools like a pop-up blocker, web form filler, and spellchecker. ![]() Yes, to uninstall Google Toolbar from your PC simply navigate to “Control Panel” > “Add or Remove Programs” (Windows XP) or “Programs and Features” (Windows Vista/7/8) within Windows Explorer and navigate accordingly. Google Toolbar is a toolbar that helps you to find information on the internet. Your bookmarks can be quickly and easily accessed by clicking on the Star icon in the Toolbar. What Is Autofill? Autofill is an online feature that automatically fills forms for you with your personal data such as name, address and credit card number. No, Google Toolbar is only compatible with Microsoft Windows operating systems. Can I use Google Toolbar on a Mac computer? You can turn off your pop-up blocker by clicking on the wrench icon and choosing “Pop-up blocker” > “Turn Off Pop-Up Blocker. Yes, it is possible to customize the look and behavior of the search box by clicking on the wrench icon and choosing “Toolbar Options.” How can I disable the pop-up blocker? Google Toolbar works with versions 6-11 of Microsoft Internet Explorer. What browsers are compatible with Google Toolbar? Yes, the Google Toolbar can be freely downloaded and utilized without incurring a cost for either. Are Google Toolbar download and usage free? How do I install Google Toolbar?ĭownload and install Google Toolbar directly from its official website by clicking “Download Google Toolbar,” then following onscreen instructions to do so. ![]() Google Toolbar is an add-on program which adds the Google search box and numerous useful features like autofill, spellcheck and pop-up blocker directly into your web browser. Users have given Google Toolbar for Internet Explorer four out of five stars rating it highly. Google Toolbar for Internet Explorer runs on these operating systems: Windows 2252, 91 percent of installations use that version. As of today’s date of its latest version. Google Toolbar for Internet Explorer was initially added to our database on and since has seen significant upgrades. Last month, our client application Storejaken users performed 13,854 scans of this website to look for updates. This freeware software in the category of the Internet is developed and distributed by Google Inc. Google Toolbar new version for Internet Explorer is available exclusively here for Internet Explorer Firefox users may wish to take note that there is also an alternative version from Browsers Tools. Designed to enhance Internet Explorer with features such as an integrated Google search box and useful tools such as pop-up blocker, web form filler and spellchecker with it also comes buttons and bookmarks you can add buttons/bookmarks, instant search suggestions for pages you visit frequently as well as instant sharing via email, blog or SMS with friends and colleagues. Google Toolbar download for pc is an internet search toolbar which helps users discover information online quickly. "Sadly, this award was too much delayed to allow Hawking to share the credit with Penrose," he said. ![]() Martin Rees, Britain's astronomer royal and fellow of Trinity College Cambridge, said they were "the two individuals who have done more than anyone else since Einstein to deepen our knowledge of gravity". Penrose was one of Hawking's PhD examiners in 1966, and they collaborated on work into the origins of the universe. Penrose was jointly awarded the Nobel with two other physicists, in his case for 1964 research that showed Albert Einstein's general theory of relativity leads to the formation of black holes. "We haven't the faintest idea how to describe the physics that goes on in the middle," he said. Understanding black holes was important to shedding light on the origins of matter and galaxies, the mathematician said, and understanding the "singularities" that lie at their heart was the "greatest puzzle" facing astrophysics today. It's a huge honour and I'm sure it will be a benefit to promoting ideas which I hope people will look at a little more seriously, ideas about cosmology," he said from his home in Oxford. Penrose, 89, told reporters that he had just come out of the shower when he received confirmation of the prize from the Nobel committee. LONDON - Nobel physics laureate Roger Penrose on Tuesday said his late colleague Stephen Hawking richly deserved a share of the prize after the British scientists conducted pioneering research into black holes. ![]() ![]() Jeff is eager to attack any project head-on. I took the plunge and spent 250 on his entire catalogue of plug ins, transitions, effects, sound effects, titles etc - and it is incredible. Paper Tear Transition Pack - Final Cut Pro. Continue for FREE 1 file (503.9KB) More products. Or watch the tutorial below for instructions Heres a TUTORIAL on how to use and customise the transitions.http. (see He enjoys creating media-marketing social networking campaign for personalities such as 13-time world boxing champion Tori Nelson, Netflix's "Narcos" personalities Steve Murphy and Javier Pena, and renowned landscape photographer Frank Lee Ruggles. To install, save the downloaded folder in your Motion Templates - Transition folder. Studio Planet 2500+ Final Cut Pro Bundle. The number one Final Cut Pro Plugin store in the world About. 170+ Transitions FCPX & Apple Motion Templates Free download 170+ Transitions is a clean and universal template for FCPX. Final Cut Pro Plugins, Transitions, Effects, Luts, and more. Video Assets - Effects, Templates, Plugin, Transitions. Offset Effect - Flip Effects - Animated Letterbox Effect - Shake Effects - Smooth Skin Effect - 8mm Film Effects - Pixel Sorting Effects - VHS Effects - Pixel Sorting Effects - Bulge Effect - CC Lens Effects - Glint Glow effect - Screen Pump Pro 100+ Transition Sound Effects Used by some of. To make it work you will have to adjust the Distort amount and Direction for it to look good. Filming takes him to Micronesia, Guam, Hawaii, Canada, and locations across the U.S. Ryan Nangle Object Wipe Transition Pro Final Cut Pro X. All In One Ultimate Plugin Bundle - Final Cut Pro. Some Distort Transitions will not work with video clips that have large sections of highlights (white areas). Or watch the tutorial below for instructions. To install, save the downloaded folder in your Motion Templates Transition folder. history and the search for those 15 lost souls abducted in 1938, the true first act of war with Japan. Ryan Nangle Object Wipe Transition Pro Final Cut Pro X Information: Create a seamless wipe/mask transition with 53 preset objects or any png image of your choice. This is a essential transition pack 8 transitions in total, all adjustable. Jeff is looking for funding investors and co-producing "The Lost Clipper," a two+ decades project about the first hijacking in U.S. Simple and easy to use transitions for Final Cut Pro X. Download FREE Ryan Nangle Smooth Slide Transition Pack for Final Cut Pro Simple and easy to use transition pack for Final Cut Pro X. Outside of the workplace, Jeff keeps himself busy with the creation of festival worthy documentaries "Tori Nelson: Fighting for Her Future" and the once nominated and two-time Emmy award winning "A Journey of Education and Remembrance." His short film "The Great Realisation" captured the eyes at 18 international film festivals with various winning honors a poem that takes on heavy themes such as fevered capitalism, man-made ecological issues, digital addiction during the global Covid blight. And Definitely, you guys will have access to my own curated dozens of transitions, effects, presets for Premiere Pro, Final Cut Pro X, After Effects Etc.For two decades, Jeff Riegel was a senior level Producer/Editor for the Department of Defense and various government contractors in Northern Virginia. You will get GREAT tips and tricks which will help you uplift your creativity and take your videos to the next level. We all know how competitive Social Media has been lately, and in order to stand out you guys need to learn a lot of new things, Well That's Why I am here. Free Luma Fade Transitions - Ryan Nangle Home FREE Plugins Free Luma Fade Transitions Luma Fade Transitions - Final Cut Pro X Share Watch on Free Luma Fade Transitions 2 Preset Luma Fade Transitions To install simply save the download folder in your Motion Templates, Transitions folder. ![]() You are going to access numerous Video Editing Tutorials, Freebies and extremely detailed Gear Reviews which I am sure will make your workflow a LOTT BETTER. This Channel is all about Tutorials on Cinematography, Videography and Photography. ![]() Pixel Samy YouTube Channel Analytics Report - PLAYBOARD Hiii! Thank You For clicking My Channel Description and visiting my Channel! Its next breakout followed the announcement that Binance was listing the token to all its users on 23 November 2021. Over the next few months, the price of AMP gradually fell and by October it had dropped below $0.05. On 28 July 2021, the day that was announced, AMP climbed back to $0.07. But the token eventually saw another rally after Binance US made the coin available to its users. It stooped even lower to the $0.04 mark in mid-July. This fuelled the token’s all-time high of $0.12 on 16 June 2021.ĪMP saw a significant correction after its new price record, and by the end of the month it had dropped back down to $0.05. The collateral token was listed on Coinbase for users to buy and sell. The following month, AMP saw its biggest breakout to date. Two days later, Dogecoin was added as a payment method on the Flexa network. On 5 May, Amp announced users could borrow and lend the token on the DeFi app Yield. May 2021 proved to be an even more exciting month for the collateral token. AMP revealed it was seeing strong demand for the token following its listing on the liquidity platform Bancor. It saw its next breakout on 18 April 2021, when it raced to $0.06. ![]() The token did correct slightly after that but managed to sustain above the $0.01 level. In the next three days, AMP surged to $0.03. This was partly driven by the bullish crypto market at the time, although the token did also see a listing on DeFi platform Cream Finance on 10 February. It was not until February 2021 that AMP saw its first rally. By the end of September it had fallen to $0.006, and it dropped even lower to $0.003 on 31 October 2020. The collateral token launched at $0.009 on 11 September 2020 and did not have much success in its first few months. The document goes on to say: “By enabling decentralised ownership and participation in financial networks, applications built on Amp can become orders of magnitude more cost-efficient than existing systems, and help eliminate the overwhelming deadweight loss of traditional social and economic structures for financial transactions.” AMP’s price history Fundamental economic models are derived to demonstrate that Amp functions as low-volatility collateral, with its value compounding exclusively as a result of the utility it provides.” This is achieved via virtuous feedback loops of increasing spending capacity coupled with a non-inflationary reward distribution. The white paper states: “Within distributed tokenised financial networks, Amp serves as a medium for accruing value while aligning the incentives of all participants. The white paper Amp: A Digital Collateral Token to Enable Immediate Settlement of Payment Transactions was published in November 2020 and is 35 pages long. Investors are starting to recognise the innovative concept from Amp. Merchants can integrate Flexa and stake AMP to ensure payments are settled in real time meanwhile, AMP can be used by individuals for safe and speedy transfers of their own assets.Īs blockchains’ user bases continue to grow, there will be a growing need for a scalable and secure platform. It is built on the Flexa network and has listed two main uses. ![]() Users can stake cryptocurrency with every transaction, to guarantee the transaction will go through.Īmp was launched by Tyler Spalding, the founder of Flexa Network. Amp’s solution to this is collateralisation. Security is necessary to ensure every transaction is safe, while speed is crucial to roll out a blockchain to the masses. There is a conundrum in the crypto world as to whether to prioritise speed or security. ![]() So, is collateral the future of payment, and can we make an Amp price prediction? What is Amp (AMP)? There are already more than 40,000 locations using the network, and its token has begun to see success. The collateral token only launched at the end of 2020, but it has come a long way. But Amp, via its AMP token, is using collateralisation to ensure network users do not have to compromise on either speed or security. Blockchains are finding this a little more difficult. As customers, we have grown used to paying for goods instantly and not having to worry about security. ![]() However, most organic components of marine snow are consumed by microbes, zooplankton and other filter-feeding animals within the first 1000 m of their journey, that is, within the epipelagic zone. ![]() ![]() The "snowflakes" grow over time and may reach several centimetres in diameter, travelling for weeks before reaching the ocean floor. Marine snow includes dead or dying plankton, protists ( diatoms), fecal matter, sand, soot and other inorganic dust. Its origin lies in activities within the productive photic zone. In deep water, marine snow is a continuous shower of mostly organic detritus falling from the upper layers of the water column. In the deep ocean, the waters extend far below the epipelagic zone, and support very different types of pelagic fishes adapted to living in these deeper zones. Environment Scale diagram of the layers of the pelagic zone The deep sea is also an extremely hostile environment, with temperatures that rarely exceed 3 ☌ (37 ☏) and fall as low as −1.8 ☌ (29 ☏) (with the exception of hydrothermal vent ecosystems that can exceed 350 ☌, or 662 ☏), low oxygen levels, and pressures between atm (between 2 and 100 MPa). Because this typically extends only a few hundred meters below the water, the deep sea, about 90% of the ocean volume, is in darkness. The epipelagic zone (0–200 m) is the area where light penetrates the water and photosynthesis occurs. These zones make up about 75% of the inhabitable ocean space. The bathypelagic and abyssopelagic zones are aphotic, meaning that no light penetrates this area of the ocean. This area is also where nutrients are most abundant. The oxygen minimum layer exists somewhere between a depth of 700 m and 1000 m deep depending on the place in the ocean. The mesopelagic zone is the disphotic zone, meaning light there is minimal but still measurable. However, characteristics of deep-sea organisms, such as bioluminescence can be seen in the mesopelagic (200–1000 m deep) zone as well. Deep-sea organisms generally inhabit bathypelagic (1000–4000 m deep) and abyssopelagic (4000–6000 m deep) zones. ![]() This means that they live in the water column as opposed to the benthic organisms that live in or on the sea floor. Only about 2% of known marine species inhabit the pelagic environment. Other deep sea fishes include the flashlight fish, cookiecutter shark, bristlemouths, anglerfish, viperfish, and some species of eelpout. The lanternfish is, by far, the most common deep-sea fish. Can you pick out a ghost fish and vampire squid? Goblin shark and blackdragon fish? What about the black swallower? (Yes, they are as scary as they sound.Deep-sea fish are fish that live in the darkness below the sunlit surface waters, that is below the epipelagic or photic zone of the sea. Until then, take this quiz to learn whether you can correctly identify the following 40 incredible deep-sea creatures. Of course, these are just the deep-sea creatures that scientists know about there are surely thousands more yet to be discovered. From self-cloning abilities to light-up appendages, from translucent skin to telescope-shaped eyes, they have adapted to the harsh conditions with a number of remarkable characteristics. These largely nocturnal creatures roam hundreds to thousands of feet deeper. "Deep-sea creatures" refers to those that live below the photic zone of the ocean, which is the part of the water that is exposed to sunlight. Yet, learning about them can still be quite shocking. It makes sense that animals living in pitch darkness, freezing temperatures, and with little oxygen and food would be very different from the warm-blooded dolphins and angelfish that splash above. Though humans have only explored about three percent of the ocean floor during their deep-sea ventures, they have found plenty of mysterious and otherworldly creatures. ![]() Swatch is one of the most famous Swiss watch brands in the world. Top 14 Best Affordable Swiss Automatic Watches Therefore, without further ado, let’s have a look at some of the top best affordable Swiss automatic watches that are manufactured by reputable and well-known Swiss watch brands that are known for quality and long-lasting timepieces. Of course, there is no fixed rule as to what an ”affordable” watch really is, but in this post, we have focused not only on the price but also on the manufacturer and the reputation they have. ![]() The term subjective is not clear-cut because it obviously depends on who asks, but for this article, we have listed watches that cost less than 1000 USD (with 1 exception). This is a practical but also appealing mechanical piece of technology. This means that you won’t have to replace batteries, nor consistently have to wind the watch. When the rotor rotates, it winds the mainspring and thus generates energy for the movement. ![]() This is a mechanical movement that features a rotor that rotates when the watch moves, for example when it is on the wrist. What is an automatic watch?Īn automatic watch is simply a watch that is powered by an automatic, mechanical movement. So not only does the Swiss Made label resonate well in a watch in the sense that many of the world’s top watches are made there, but it is also a reassuring label that you are getting a quality watch. With that said, the label ”Swiss made” is not only a stamp that tells a watch was made in Switzerland, but more so, it is also proof of quality. At least 60% of the manufacturing costs took place in Switzerland.The movement needs to be put into the case in Switzerland.The final inspection needs to be done in Switzerland.The movement needs to be from Switzerland.The fact is that there are several criteria (According to a law set in 1971) that watches need to meet in order for them to be able to call themselves ” Swiss-made”. Most Swiss watches have the text ”Swiss Made” at the very bottom of the dial, which makes it possible to identify them. In addition, most of the world’s most well-known luxury watch brands were founded in Switzerland. In fact, most of the world’s most prestigious watchbands in the world have their factories and headquarters there. Switzerland is considered the capital of watchmaking, and this is not by random. Swiss watchmaking is synonymous with quality and craftsmanship. Top 14 Best Affordable Swiss Automatic Watches Why a Swiss watch? ![]() Please note that the loan calculator does not take credit insurances into account. The parameters that are still different are vehicle price and interest rate. ![]() However, be sure that the parameters such as down payment, loan term and, if required, final installment are the same in both calculations. “Vehicle price including financing costs” helps you make a good decision when comparing two vehicles that are different only in price and interest rate. Take advantage of the calculator to understand what a new loan would look like for you and your wallet and check out Bankrate’s best auto refi options.Don’t let yourself mislead by temptingly small interest rate offers on the market! Because in such cases, the vehicle price offered is often higher than the market value of the vehicle. For many drivers, refinancing is a great way to adjust your current loan to better fit your monthly budget. The key to finding the best auto loan is spending within your means. Choose a loan and walk away with an updated term and rate - but only if you will lower your monthly payment or pay less in interest. Compare refinancing options of at least three different lenders and apply for preapproval to preview your rates. Use tools like Kelley Blue Book and Edmunds to find out how much your car is worth. Understand your current rate and loan term to determine how much you will pay in interest. Compare your current monthly cost with potential savings from the refinancing process. Decide if refinancing is best for you financially.Follow these five steps before signing off on a new refinanced auto loan. The process of refinancing your auto loan is fairly similar to the process that came with applying for your initial vehicle loan. If you fall into this category you might get offered lower rates. Lenders see positive equity, when your vehicle is worth more than you owe, as a plus. ![]() This is unfortunately not the case right now as the Federal Reserve has increased rates for 10 straight meetings, meaning a higher cost for lenders to borrow. When the federal funds rate is low, auto loan rates will also be more competitive. ![]() Ideally, you should lower your payment by sticking with a term similar to the amount of time you have left at a lower interest rate. However, it will increase the amount of interest you pay. Refinancing for a longer loan term can reduce your monthly payment. If your score has improved since your original auto loan, you may save money by refinancing. A difference of just 30 points on your credit score can make a significant impact on your rate. If your original loan was financed by your car dealer’s preferred lenders, there is a good chance you didn’t score the best rate possible. Dealers often add a few points as a commission. Consider these situations when determining when you should refinance your current auto loan: When should you refinance an auto loan?ĭeciding to refinance your auto loan comes down to saving money on interest, reducing your monthly payment or both. To avoid this, stay away from long repayment terms - which can feel enticing when refinancing for a smaller monthly payment. If you choose to refinance at a similar rate but opt for a longer term, you are more likely to become upside-down. The choice to refinance does not come without risk, however. Current loan meets the minimum refinance amount.Lenders may require you to meet specific requirements to refinance, including: While many people can qualify for better rates through refinancing, it’s not always the case. If you are able to qualify for lower rates and opt for a shorter - or equivalent - term, you may reduce your monthly payment and the total amount of interest you pay. Refinancing allows you to replace your current loan with a new one. This way, you can calculate if refinancing will really save you money compared to your current loan. Get preapproved with multiple lenders to see potential rates - and determine if they meet your needs. After figuring out what adjusted term and interest rate work best for you and your wallet, compare lenders that offer auto refinance. Simply enter the details of your current loan: your monthly payment, remaining balance, interest rate and the remaining loan term. Use the auto loan refinance calculator to find potential savingsīankrate’s auto refinance calculator can help you determine how much you could save on interest, monthly payments or both. |
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